• Service Commitment - A brief description of the level of service you can expect from us. 
• UMBA - The history of the Upfront Mortgage Brokers Association and what working with a member means to you.
• Overview of the Mortgage Market - We are currently in a mortgage crisis. A summary of the contribution that each of us made that got us into this problem. 
• The Philosophy of Personal Finance - Some food for thought before you begin down the path to financial well being.
• The Fine Art of Mortgages - This is a blog written by Don Romano. It's a place to get you mortgage questions answered or to post your observations of the housing market. It's a forum where we can all learn from each other.
• Get More Money Now - A program provided by the Better Business Bureau of New York to help in setting and attaining your financial goals.
• 51 Ways to Save - The Federal Deposit Insurance Corporation (FDIC) has issued a collection of 51 simple, practical tips that can help consumers save hundreds, if not thousands, of dollars on loans and credit cards.
• Consumer Outreach - Free seminars that we offer to groups of any size that will give them the tools they need to make informed decisions regarding real estate purchases. 
• Glossary of Terms - An extensive list of definition of terms unique to the mortgage industry.
• Inspection Terminology - Definition of construction terms used by engineers and architects.
• Rent or Buy - A brief list of the pros and cons of home ownership designed to aid the first time homebuyer.
• Mortgage Basics - Understanding what a lender is looking for in approving a mortgage will make the process go much smoother. This document was written to guide the first time homebuyer.
• A Housing Bubble - Afraid to buy now because you're hearing housing prices are coming down? Don't believe everything you hear. Read this and decide for yourself. 
• Mortgage Fraud - An overview of what the FBI has found and things you can do to avoid becoming a victim.
• If it Sounds too Good to be True - A guide to assist you in choosing the right mortgage product, for the right reasons.
• Interest Only Mortgages - The complete story on what the real costs of these mortgages are.
• Mistakes - A collection of subtle mistakes that can make the mortgage process a nightmare.  
• Mortgage Rate History - An historical record of mortgage rates in New York going back 20 years.
• Credit Responsibility - 10 Lessons to live by that will guarantee you have the access to credit that you deserve. 
• Credit Reports - Takes the mystery out of your credit scores. Find out what truly impacts your ability to get credit.
• How to Improve Your Credit Score - Specific steps that can be taken to raise your credit score and keep it there.
• Credit Repair Companies - Know your rights before considering hiring a company that claims it can raise your credit score. 
• Opting Out Marketers - Simple things that you can do to reduce the amount of junk mail and cold calls you receive at home and increase the level of security of your personal information.
• Security Freeze - The most powerful deterrent available to protect yourself from identity theft.  
• Co-op & Condos - Discover the real differences between Co-ops and Condos. Decide which is better for you based on facts not rumors.
• Refinancing - A guide to help you determine if refinancing is right for you.
• Trading Up - Remember the difficulties you had buying your first house? Well, things are much more complicated the second time around. This will help simplify your move.
• Conflict of Interest - Taking the easy way out comes with its own set of risks. Be aware of them.
• How Can We Help - This is what separates Shelter Rock Mortgage Corporation from every other company.
• How Can You Help - Things an applicant can do to assure a smooth path to closing.
• Closing Costs - A breakdown designed to give the first time homebuyer an idea of what costs to expect in purchasing their home.
• Investing 101 - The place to start, if you're considering making your first investment in real estate. 
• The Fine Art of Selling Real Estate - An analysis of the various paths in selling your home. 
• Buyer Broker - This is the text of a lecture given by Don Romano, President of Shelter Rock Mortgage Corporation, introducing real estate agents to the buyer-broker concept. 
• Real Estate Economics - This is the text of a one day seminar given by Don Romano for real estate professionals covering the market in and around New York City.
• Industry Basics - This is the text of a one day seminar given by Don Romano for individuals that are interested in starting a career in the mortgage industry.
• 1031 Exchange - One of the benefits of real estate investing is to ability to defer capital gains tax. This is a short explanation of the procedure that needs to be followed in order to take advantage of this benefit. 
• The Original Shelter Rock - A brief history of the rock that is the basis of Shelter Rock Mortgage Corporation.

 © Shelter Rock Mortgage Corporation, 2001 - 2008

One Hollow Lane (Suite 104) Lake Success, New York 11042

info@shelter-rock.com

Phone: (516) 627 - 0800

Fax: (516) 627 - 1056